Peace of mind for our policyholders

Cover for individuals, couples, or families, for travellers up to age 90, and the most generous range of pre-existing conditions covered with a short online medical screening.

Choose multi-trip or single trip cover, cover worldwide – and you can opt in or out of travel to the US and Canada for a premium saving.

If you’re not travelling to the USA or Canada, you don’t need to pay extra premium to cover the high cost of medical care in those countries.  You can choose a policy that doesn’t include USA and Canada for a premium saving. 

Cover for travel in Australia and New Zealand

You can take out a policy for travel within Australia and New Zealand.  While within Australian sovereign territory, you won’t be covered for medical expenses (Medicare covers these), you will still be entitled to all of the  other benefits that the policy delivers, such as emergency evacuation, hire car excess, cancellation cost, lost luggage and so on.  Of course, once you are outside of Australian territory (including cruising outside of Australian waters) you are covered for medical expenses as well.

 Cruising included

With our Multi-Trip insurance, you’re automatically covered for cruising.

 Brief online medical screening to cover for pre-existing conditions

Many pre-existing medical conditions are covered under the policy, and there are many more that can be covered by undergoing a brief online medical screening.  Fr some of these additional conditions an extra premium is payable, however you’ll know exactly, and you can make an informed decision as to what you want to cover and what you dont.

Unlimited medical expenses and emergency assistance

We really hope you never have to use your travel insurance.  Unfortunately a lot can go wrong while you’re away, and when you’re away from home, it can get really expensive.  Depending on whether you are in Europe, Asia, South America or the USA, here’s just a taste of what medical and emergency care could cost you;

Ambulance >$1,000
ER Visit $150 – $5,000
Air Ambulance $5,000 – $2050,000
MRI $1,000 – $5,000
Blood Test $100 – $3,000
Head injury (incl surgery) $50,000 – $150,000
Appendectomy $10,000 – $25,000
Hip Fracture $13,000 – $40,000

(source: internationalinsurance.com)